EFKen Leasing: equipment financing and operating leases for businesses in Kenya
Welcome to EFKen Leasing Limited
EFKen Leasing Ltd (EFKen), established in Kenya in 2020 by the Equity for Africa Group, provides equipment financing and operating leases to help Micro, Small, and Medium Enterprises access essential machinery. By using the financed equipment as the only collateral, EFKen removes a major borrowing barrier and supports SMEs in pursuing growth opportunities.
Designed for the realities of small businesses, EFKen’s products offer flexible repayment terms and the option to adjust schedules when temporary income challenges arise. Through this supportive model, EFKen strengthens the SME sector and contributes to broader, inclusive economic growth in Kenya.
- The financed equipment is the only collateral required
- Flexible tenors tailored to MSMEs and producer groups
- Service and maintenance arrangements for the tenor of the lease
For Your Equipment Financing Needs
EFKen allows you to get the equipment your business needs to lead the market and be competitive. Acquire equipment and technology when you need it and as your business grows. Preserve your working capital and business line of credit by leasing equipment from us.
Farm Equipment
We support mechanization in agriculture as this improves efficiency in food production — with proven solutions across the agriculture value chain, from farmers to processors.
Construction Equipment
Structured financing for excavators, loaders, trucks and other high-value equipment — flexible repayment plans aligned with project timelines and cash flows.
Food Processing Equipment
Investment by manufacturers in innovation and in advanced machinery and equipment drives overall business productivity and long-term success.
Logistics and Transport
We support logistics management: order processing, inventory handling, warehousing, storage and transportation to the end consumer.
Cold Storage Equipment
Cold rooms, chillers and refrigeration units that preserve product quality and reduce post-harvest losses across the food value chain.
Afya Lease
Afya Lease empowers hospitals, clinics and medical practitioners to acquire essential equipment without the burden of large upfront costs.
Quality Comes First
We make sure that every minute detail is looked into while leasing out even the smallest product. Our focus is 100% on client needs and satisfaction.
Highly Trained Staff
Our committed and experienced staff are ready to bring solutions to you, to accommodate your needs in the best possible way.
The Best Leasing Services
High financing percentage, long finance terms, no hidden charges, competitive rates, and fast processing services.
Customer Oriented
We have a customer-centric approach that enables us to provide a positive experience to our clients.
Fast and Agile
We are always striving to provide the highest quality services in a timely, competitive manner.
Several Leasing Programs
We offer a diversified portfolio of leasing programs that will suit the different needs of our clients.
Tailor-made Solutions
We tailor our services to fit each of our clients individually, with consideration given to the industry requirements.
Financing Productive Assets Across Kenya
From Enquiry to Equipment in Five Clear Steps
Make an Enquiry
Talk to EFKen about the equipment your business needs, or attend one of our workshops and seminars.
Get a Pro Forma Invoice
Contact our preferred equipment suppliers to request pro forma invoices for the equipment you require.
Apply & Get Vetted
Include the invoices in your application. EFKen thoroughly vets all its customers, investing in reliable applications only.
Pay Down-Payment & Sign
Once approved, pay the down-payment to EFKen and sign a contract, with repayments matched to your cash cycles.
EFKen Purchases & You Operate
EFKen places the order directly with the supplier, purchases the equipment, and prepares a final equipment package for you.
Our Partners & Featured Suppliers
We work with development finance partners and a database of approved equipment suppliers, vetted to give our customers a fair deal.
Trusted by Businesses Across Kenya
“The tractor EFKen financed transformed our farm. The equipment itself was the only collateral required, and repayments were matched to our harvest seasons.”
“As a repeat client, we keep choosing EFKen because of the simplicity, the speed of decision-making, and a team that becomes a partner in your growth journey.”
News, Insights & Events
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The current Generation Z (Gen Z) protests against the political elite in Kenya have been unprecedented in both scale and effectiveness…
Schedule an appointment with us to discuss your leasing needs.
We’re proud to have helped offer leasing solutions to over 100 businesses. Give us a call or drop by anytime — we answer all enquiries within 24 hours.